# Method API Docs ## Docs - [Create Attributes](https://docs.methodfi.com/2025-12-01/reference/accounts/attributes/create.md) - [List all Attributes](https://docs.methodfi.com/2025-12-01/reference/accounts/attributes/list.md) - [The account attributes endpoint](https://docs.methodfi.com/2025-12-01/reference/accounts/attributes/overview.md) - [Retrieve Attributes](https://docs.methodfi.com/2025-12-01/reference/accounts/attributes/retrieve.md) - [Create a Balance](https://docs.methodfi.com/2025-12-01/reference/accounts/balances/create.md) - [List all Balances](https://docs.methodfi.com/2025-12-01/reference/accounts/balances/list.md) - [The balances endpoint](https://docs.methodfi.com/2025-12-01/reference/accounts/balances/overview.md) - [Retrieve a Balance](https://docs.methodfi.com/2025-12-01/reference/accounts/balances/retrieve.md) - [Create a Card Brand](https://docs.methodfi.com/2025-12-01/reference/accounts/card-brands/create.md) - [List all Card Brands](https://docs.methodfi.com/2025-12-01/reference/accounts/card-brands/list.md) - [The card brand endpoint](https://docs.methodfi.com/2025-12-01/reference/accounts/card-brands/overview.md) - [Retrieve a Card Brand](https://docs.methodfi.com/2025-12-01/reference/accounts/card-brands/retrieve.md) - [Withdraw an Account's Consent](https://docs.methodfi.com/2025-12-01/reference/accounts/consent/withdraw.md) - [Create an Account](https://docs.methodfi.com/2025-12-01/reference/accounts/create.md) - [List all Accounts](https://docs.methodfi.com/2025-12-01/reference/accounts/list.md) - [The account endpoint](https://docs.methodfi.com/2025-12-01/reference/accounts/overview.md) - [Create Payment Instruments](https://docs.methodfi.com/2025-12-01/reference/accounts/payment-instruments/create.md) - [List Payment Instruments](https://docs.methodfi.com/2025-12-01/reference/accounts/payment-instruments/list.md) - [The payment instrument endpoint](https://docs.methodfi.com/2025-12-01/reference/accounts/payment-instruments/overview.md) - [Retrieve Payment Instrument](https://docs.methodfi.com/2025-12-01/reference/accounts/payment-instruments/retrieve.md) - [Create a Payoff](https://docs.methodfi.com/2025-12-01/reference/accounts/payoffs/create.md) - [List all Payoffs](https://docs.methodfi.com/2025-12-01/reference/accounts/payoffs/list.md) - [The payoffs endpoint](https://docs.methodfi.com/2025-12-01/reference/accounts/payoffs/overview.md) - [Retrieve a Payoff](https://docs.methodfi.com/2025-12-01/reference/accounts/payoffs/retrieve.md) - [List all Products](https://docs.methodfi.com/2025-12-01/reference/accounts/products/list.md) - [The products endpoint](https://docs.methodfi.com/2025-12-01/reference/accounts/products/overview.md) - [Retrieve an Account](https://docs.methodfi.com/2025-12-01/reference/accounts/retrieve.md) - [Create a Sensitive](https://docs.methodfi.com/2025-12-01/reference/accounts/sensitive/create.md) - [List all Sensitives](https://docs.methodfi.com/2025-12-01/reference/accounts/sensitive/list.md) - [The sensitive endpoint](https://docs.methodfi.com/2025-12-01/reference/accounts/sensitive/overview.md) - [Retrieve a Sensitive](https://docs.methodfi.com/2025-12-01/reference/accounts/sensitive/retrieve.md) - [Create a Subscription](https://docs.methodfi.com/2025-12-01/reference/accounts/subscriptions/create.md) - [Delete a Subscription](https://docs.methodfi.com/2025-12-01/reference/accounts/subscriptions/delete.md) - [List all Subscriptions](https://docs.methodfi.com/2025-12-01/reference/accounts/subscriptions/list.md) - [The subscriptions endpoint](https://docs.methodfi.com/2025-12-01/reference/accounts/subscriptions/overview.md) - [Retrieve a Subscription](https://docs.methodfi.com/2025-12-01/reference/accounts/subscriptions/retrieve.md) - [List all Transactions](https://docs.methodfi.com/2025-12-01/reference/accounts/transactions/list.md) - [The transactions endpoint](https://docs.methodfi.com/2025-12-01/reference/accounts/transactions/overview.md) - [Retrieve a Transaction](https://docs.methodfi.com/2025-12-01/reference/accounts/transactions/retrieve.md) - [Create an Update](https://docs.methodfi.com/2025-12-01/reference/accounts/updates/create.md) - [List all Updates](https://docs.methodfi.com/2025-12-01/reference/accounts/updates/list.md) - [The updates endpoint](https://docs.methodfi.com/2025-12-01/reference/accounts/updates/overview.md) - [Retrieve an Update](https://docs.methodfi.com/2025-12-01/reference/accounts/updates/retrieve.md) - [Create a Verification](https://docs.methodfi.com/2025-12-01/reference/accounts/verification-sessions/create.md) - [List all Verifications](https://docs.methodfi.com/2025-12-01/reference/accounts/verification-sessions/list.md) - [The account verification sessions endpoint](https://docs.methodfi.com/2025-12-01/reference/accounts/verification-sessions/overview.md) - [Retrieve a Verification](https://docs.methodfi.com/2025-12-01/reference/accounts/verification-sessions/retrieve.md) - [Update a Micro-deposits Verification](https://docs.methodfi.com/2025-12-01/reference/accounts/verification-sessions/update-microdeposits.md) - [Update an MX Verification](https://docs.methodfi.com/2025-12-01/reference/accounts/verification-sessions/update-mx.md) - [Update a Network Verification](https://docs.methodfi.com/2025-12-01/reference/accounts/verification-sessions/update-network.md) - [Update a Plaid Verification](https://docs.methodfi.com/2025-12-01/reference/accounts/verification-sessions/update-plaid.md) - [Update a Pre-auth Verification](https://docs.methodfi.com/2025-12-01/reference/accounts/verification-sessions/update-preauth.md) - [Update a Standard Verification](https://docs.methodfi.com/2025-12-01/reference/accounts/verification-sessions/update-standard.md) - [Update a Teller Verification](https://docs.methodfi.com/2025-12-01/reference/accounts/verification-sessions/update-teller.md) - [Authentication](https://docs.methodfi.com/2025-12-01/reference/authentication.md) - [The card product endpoint](https://docs.methodfi.com/2025-12-01/reference/card-products/overview.md) - [Retrieve a CardProduct](https://docs.methodfi.com/2025-12-01/reference/card-products/retrieve.md) - [The element endpoint](https://docs.methodfi.com/2025-12-01/reference/elements/overview.md) - [Retrieve Element Results](https://docs.methodfi.com/2025-12-01/reference/elements/results.md) - [Create or Update Session](https://docs.methodfi.com/2025-12-01/reference/elements/sessions/create-or-update-session.md) - [Get Session](https://docs.methodfi.com/2025-12-01/reference/elements/sessions/get-session.md) - [The sessions endpoint](https://docs.methodfi.com/2025-12-01/reference/elements/sessions/overview.md) - [Release Funds](https://docs.methodfi.com/2025-12-01/reference/elements/sessions/release-funds.md) - [Create an Element Token](https://docs.methodfi.com/2025-12-01/reference/elements/tokens.md) - [Create Attributes](https://docs.methodfi.com/2025-12-01/reference/entities/attributes/create.md) - [List all Attributes](https://docs.methodfi.com/2025-12-01/reference/entities/attributes/list.md) - [The entity attributes endpoint](https://docs.methodfi.com/2025-12-01/reference/entities/attributes/overview.md) - [Retrieve Attributes](https://docs.methodfi.com/2025-12-01/reference/entities/attributes/retrieve.md) - [Create a Connect](https://docs.methodfi.com/2025-12-01/reference/entities/connect/create.md) - [List all Connects](https://docs.methodfi.com/2025-12-01/reference/entities/connect/list.md) - [The connect endpoint](https://docs.methodfi.com/2025-12-01/reference/entities/connect/overview.md) - [Retrieve a Connect](https://docs.methodfi.com/2025-12-01/reference/entities/connect/retrieve.md) - [Withdraw an Entity's Consent](https://docs.methodfi.com/2025-12-01/reference/entities/consent/withdraw.md) - [Create a Corporation](https://docs.methodfi.com/2025-12-01/reference/entities/create-corporation.md) - [Create an Individual](https://docs.methodfi.com/2025-12-01/reference/entities/create-individual.md) - [Create Individual Credit Scores](https://docs.methodfi.com/2025-12-01/reference/entities/credit-scores/create.md) - [List all Credit Scores](https://docs.methodfi.com/2025-12-01/reference/entities/credit-scores/list.md) - [The credit score endpoint](https://docs.methodfi.com/2025-12-01/reference/entities/credit-scores/overview.md) - [Retrieve Individual Credit Scores](https://docs.methodfi.com/2025-12-01/reference/entities/credit-scores/retrieve.md) - [Create Identities](https://docs.methodfi.com/2025-12-01/reference/entities/identities/create.md) - [List all Identities](https://docs.methodfi.com/2025-12-01/reference/entities/identities/list.md) - [The identities endpoint](https://docs.methodfi.com/2025-12-01/reference/entities/identities/overview.md) - [Retrieve Identities](https://docs.methodfi.com/2025-12-01/reference/entities/identities/retrieve.md) - [List all Entities](https://docs.methodfi.com/2025-12-01/reference/entities/list-entities.md) - [The entity endpoint](https://docs.methodfi.com/2025-12-01/reference/entities/overview.md) - [List all Products](https://docs.methodfi.com/2025-12-01/reference/entities/products/list.md) - [The products endpoint](https://docs.methodfi.com/2025-12-01/reference/entities/products/overview.md) - [Retrieve an Entity](https://docs.methodfi.com/2025-12-01/reference/entities/retrieve-entity.md) - [Create a Subscription](https://docs.methodfi.com/2025-12-01/reference/entities/subscriptions/create.md) - [Delete a Subscription](https://docs.methodfi.com/2025-12-01/reference/entities/subscriptions/delete.md) - [List all Subscriptions](https://docs.methodfi.com/2025-12-01/reference/entities/subscriptions/list.md) - [The subscriptions endpoint](https://docs.methodfi.com/2025-12-01/reference/entities/subscriptions/overview.md) - [Retrieve a Subscription](https://docs.methodfi.com/2025-12-01/reference/entities/subscriptions/retrieve.md) - [Update an Entity](https://docs.methodfi.com/2025-12-01/reference/entities/update-entity.md) - [Create Vehicles](https://docs.methodfi.com/2025-12-01/reference/entities/vehicles/create.md) - [List all Vehicles](https://docs.methodfi.com/2025-12-01/reference/entities/vehicles/list.md) - [The vehicles endpoint](https://docs.methodfi.com/2025-12-01/reference/entities/vehicles/overview.md) - [Retrieve Vehicles](https://docs.methodfi.com/2025-12-01/reference/entities/vehicles/retrieve.md) - [Create a BYO KYC Verification](https://docs.methodfi.com/2025-12-01/reference/entities/verification-sessions/create-byo-kyc.md) - [Create a BYO SMS Verification](https://docs.methodfi.com/2025-12-01/reference/entities/verification-sessions/create-byo-sms.md) - [Create a KBA Verification](https://docs.methodfi.com/2025-12-01/reference/entities/verification-sessions/create-kba.md) - [Create an SMS Verification](https://docs.methodfi.com/2025-12-01/reference/entities/verification-sessions/create-sms.md) - [Create an SNA Verification](https://docs.methodfi.com/2025-12-01/reference/entities/verification-sessions/create-sna.md) - [List all Verification Sessions](https://docs.methodfi.com/2025-12-01/reference/entities/verification-sessions/list.md) - [The entity verification sessions endpoint](https://docs.methodfi.com/2025-12-01/reference/entities/verification-sessions/overview.md) - [Retrieve a Verification Session](https://docs.methodfi.com/2025-12-01/reference/entities/verification-sessions/retrieve.md) - [Update a KBA Verification](https://docs.methodfi.com/2025-12-01/reference/entities/verification-sessions/update-kba.md) - [Update an SMS Verification](https://docs.methodfi.com/2025-12-01/reference/entities/verification-sessions/update-sms.md) - [Update an SNA Verification](https://docs.methodfi.com/2025-12-01/reference/entities/verification-sessions/update-sna.md) - [Environments](https://docs.methodfi.com/2025-12-01/reference/environments.md) - [Account Attribute Errors](https://docs.methodfi.com/2025-12-01/reference/errors/account-attribute-errors.md) - [Account Errors](https://docs.methodfi.com/2025-12-01/reference/errors/account-errors.md) - [Account Verification Session Errors](https://docs.methodfi.com/2025-12-01/reference/errors/account-verification-session-errors.md) - [Balance Errors](https://docs.methodfi.com/2025-12-01/reference/errors/balance-errors.md) - [Card Brand Errors](https://docs.methodfi.com/2025-12-01/reference/errors/card-brand-errors.md) - [Connect Errors](https://docs.methodfi.com/2025-12-01/reference/errors/connect-errors.md) - [Credit Score Errors](https://docs.methodfi.com/2025-12-01/reference/errors/credit-score-errors.md) - [Entity Attribute Errors](https://docs.methodfi.com/2025-12-01/reference/errors/entity-attribute-errors.md) - [Entity Errors](https://docs.methodfi.com/2025-12-01/reference/errors/entity-errors.md) - [Entity Verification Session Errors](https://docs.methodfi.com/2025-12-01/reference/errors/entity-verification-session-errors.md) - [Forwarding Request Errors](https://docs.methodfi.com/2025-12-01/reference/errors/forwarding-request-errors.md) - [Identity Errors](https://docs.methodfi.com/2025-12-01/reference/errors/identity-errors.md) - [Payment Errors](https://docs.methodfi.com/2025-12-01/reference/errors/payment-errors.md) - [Payment Reversal Errors](https://docs.methodfi.com/2025-12-01/reference/errors/payment-reversal-errors.md) - [Payoff Errors](https://docs.methodfi.com/2025-12-01/reference/errors/payoff-errors.md) - [Product Errors](https://docs.methodfi.com/2025-12-01/reference/errors/product-errors.md) - [Request Errors](https://docs.methodfi.com/2025-12-01/reference/errors/request-errors.md) - [Resource Errors](https://docs.methodfi.com/2025-12-01/reference/errors/resource-errors.md) - [Sensitive Errors](https://docs.methodfi.com/2025-12-01/reference/errors/sensitive-errors.md) - [Simulation Errors](https://docs.methodfi.com/2025-12-01/reference/errors/simulate-errors.md) - [Subscription Errors](https://docs.methodfi.com/2025-12-01/reference/errors/subscription-errors.md) - [Update Errors](https://docs.methodfi.com/2025-12-01/reference/errors/update-errors.md) - [Vehicle Errors](https://docs.methodfi.com/2025-12-01/reference/errors/vehicle-errors.md) - [Webhook Errors](https://docs.methodfi.com/2025-12-01/reference/errors/webhook-errors.md) - [List all Events](https://docs.methodfi.com/2025-12-01/reference/events/list.md) - [The event endpoint](https://docs.methodfi.com/2025-12-01/reference/events/overview.md) - [Retrieve an Event](https://docs.methodfi.com/2025-12-01/reference/events/retrieve.md) - [Expanding Resources](https://docs.methodfi.com/2025-12-01/reference/expanding.md) - [Create a Forwarding Request](https://docs.methodfi.com/2025-12-01/reference/forwarding-requests/create.md) - [The Forwarding Request endpoint](https://docs.methodfi.com/2025-12-01/reference/forwarding-requests/overview.md) - [Retrieve a Forwarding Request](https://docs.methodfi.com/2025-12-01/reference/forwarding-requests/retrieve.md) - [Perform a Health Check](https://docs.methodfi.com/2025-12-01/reference/health-check.md) - [Idempotency](https://docs.methodfi.com/2025-12-01/reference/idempotency.md) - [Introduction](https://docs.methodfi.com/2025-12-01/reference/introduction.md) - [IP Whitelisting](https://docs.methodfi.com/2025-12-01/reference/ip-whitelisting.md) - [List all Merchants](https://docs.methodfi.com/2025-12-01/reference/merchants/list.md) - [The merchant endpoint](https://docs.methodfi.com/2025-12-01/reference/merchants/overview.md) - [Retrieve a Merchant](https://docs.methodfi.com/2025-12-01/reference/merchants/retrieve.md) - [Message-Level-Encryption (MLE)](https://docs.methodfi.com/2025-12-01/reference/message-level-encryption.md): End-to-end encryption for sensitive data transmission - [Metadata](https://docs.methodfi.com/2025-12-01/reference/metadata.md) - [Create Token](https://docs.methodfi.com/2025-12-01/reference/opal/create_token.md) - [List Opal Events](https://docs.methodfi.com/2025-12-01/reference/opal/list_events.md) - [The Opal endpoint](https://docs.methodfi.com/2025-12-01/reference/opal/overview.md) - [Pagination](https://docs.methodfi.com/2025-12-01/reference/pagination.md) - [Create a Payment](https://docs.methodfi.com/2025-12-01/reference/payments/create.md) - [Delete a Payment](https://docs.methodfi.com/2025-12-01/reference/payments/delete.md) - [List all Payments](https://docs.methodfi.com/2025-12-01/reference/payments/list.md) - [The payment endpoint](https://docs.methodfi.com/2025-12-01/reference/payments/overview.md) - [Retrieve a Payment](https://docs.methodfi.com/2025-12-01/reference/payments/retrieve.md) - [Create a Report](https://docs.methodfi.com/2025-12-01/reference/reports/create.md) - [Download a Report](https://docs.methodfi.com/2025-12-01/reference/reports/download.md) - [The report endpoint](https://docs.methodfi.com/2025-12-01/reference/reports/overview.md) - [Retrieve a Report](https://docs.methodfi.com/2025-12-01/reference/reports/retrieve.md) - [Request IDs](https://docs.methodfi.com/2025-12-01/reference/request-id.md) - [Create a Secret](https://docs.methodfi.com/2025-12-01/reference/secrets/create.md) - [Delete a Secret](https://docs.methodfi.com/2025-12-01/reference/secrets/delete.md) - [List all Secrets](https://docs.methodfi.com/2025-12-01/reference/secrets/list.md) - [The Secrets endpoint](https://docs.methodfi.com/2025-12-01/reference/secrets/overview.md) - [Retrieve a Secret](https://docs.methodfi.com/2025-12-01/reference/secrets/retrieve.md) - [Queue Attribute Behaviors](https://docs.methodfi.com/2025-12-01/reference/simulations/attributes/create.md) - [Create a Card Brand](https://docs.methodfi.com/2025-12-01/reference/simulations/card-brands/create.md) - [Queue Connect Behaviors](https://docs.methodfi.com/2025-12-01/reference/simulations/connect/create.md) - [Create a Custom Credit Score](https://docs.methodfi.com/2025-12-01/reference/simulations/credit-scores/create.md) - [Simulate an Event](https://docs.methodfi.com/2025-12-01/reference/simulations/events/create.md) - [The simulate endpoint](https://docs.methodfi.com/2025-12-01/reference/simulations/overview.md) - [Create a Payment Instrument](https://docs.methodfi.com/2025-12-01/reference/simulations/payment_instruments/create.md) - [Update a Payment's Status](https://docs.methodfi.com/2025-12-01/reference/simulations/payments/update.md) - [Create a Transaction](https://docs.methodfi.com/2025-12-01/reference/simulations/transactions/create.md) - [Retrieve Micro-deposit Amounts](https://docs.methodfi.com/2025-12-01/reference/simulations/verification-sessions/get-microdeposit-amounts.md) - [Create MLE Public Key](https://docs.methodfi.com/2025-12-01/reference/teams/mle/create.md) - [Delete MLE Public Key](https://docs.methodfi.com/2025-12-01/reference/teams/mle/delete.md) - [List MLE Public Keys](https://docs.methodfi.com/2025-12-01/reference/teams/mle/list.md) - [Get Method JWKS](https://docs.methodfi.com/2025-12-01/reference/teams/mle/method-jwks.md) - [MLE Public Keys Overview](https://docs.methodfi.com/2025-12-01/reference/teams/mle/overview.md): Manage your public keys for Message Level Encryption - [Retrieve MLE Public Key](https://docs.methodfi.com/2025-12-01/reference/teams/mle/retrieve.md) - [Retrieve Method Public Key](https://docs.methodfi.com/2025-12-01/reference/teams/mle/retrieve-method-key.md) - [Versioning](https://docs.methodfi.com/2025-12-01/reference/versioning.md) - [Create a Webhook](https://docs.methodfi.com/2025-12-01/reference/webhooks/create.md) - [Delete a Webhook](https://docs.methodfi.com/2025-12-01/reference/webhooks/delete.md) - [List all Webhooks](https://docs.methodfi.com/2025-12-01/reference/webhooks/list.md) - [The webhook endpoint](https://docs.methodfi.com/2025-12-01/reference/webhooks/overview.md) - [Retrieve a Webhook](https://docs.methodfi.com/2025-12-01/reference/webhooks/retrieve.md) - [Update a Webhook status](https://docs.methodfi.com/2025-12-01/reference/webhooks/update.md) - [December Updates](https://docs.methodfi.com/changelog/2024/december.md) - [November Updates](https://docs.methodfi.com/changelog/2024/november.md) - [October Updates](https://docs.methodfi.com/changelog/2024/october.md) - [September Updates](https://docs.methodfi.com/changelog/2024/september.md) - [April Updates](https://docs.methodfi.com/changelog/2025/april.md) - [August Updates](https://docs.methodfi.com/changelog/2025/august.md) - [December Updates](https://docs.methodfi.com/changelog/2025/december.md) - [February Updates](https://docs.methodfi.com/changelog/2025/february.md) - [January Updates](https://docs.methodfi.com/changelog/2025/january.md) - [July Updates](https://docs.methodfi.com/changelog/2025/july.md) - [June Updates](https://docs.methodfi.com/changelog/2025/june.md) - [March Updates](https://docs.methodfi.com/changelog/2025/march.md) - [May Updates](https://docs.methodfi.com/changelog/2025/may.md) - [November Updates](https://docs.methodfi.com/changelog/2025/november.md) - [October Updates](https://docs.methodfi.com/changelog/2025/october.md) - [September Updates](https://docs.methodfi.com/changelog/2025/september.md) - [February Updates](https://docs.methodfi.com/changelog/2026/february.md) - [January Updates](https://docs.methodfi.com/changelog/2026/january.md) - [March Updates](https://docs.methodfi.com/changelog/2026/march.md) - [Introducing API v2](https://docs.methodfi.com/changelog/api-versions/2024-04-04.md) - [Introducing API Version 2025-07-04](https://docs.methodfi.com/changelog/api-versions/2025-07-04.md) - [Introducing API Version 2025-12-01](https://docs.methodfi.com/changelog/api-versions/2025-12-01.md) - [Create a Connect Element Token](https://docs.methodfi.com/elements/connect/create_connect_token.md) - [Getting Connect Results](https://docs.methodfi.com/elements/connect/get_results.md) - [Launching a Connect Session](https://docs.methodfi.com/elements/connect/launch_connect.md) - [Connect Overview](https://docs.methodfi.com/elements/connect/overview.md) - [Environments](https://docs.methodfi.com/elements/environments.md) - [General Events](https://docs.methodfi.com/elements/events/general_events.md) - [Events Overview](https://docs.methodfi.com/elements/events/overview.md) - [Element Specific Events](https://docs.methodfi.com/elements/events/specific_events.md) - [Element SDKs](https://docs.methodfi.com/elements/libraries.md) - [Overview](https://docs.methodfi.com/elements/overview.md) - [Handling Account Edge Cases](https://docs.methodfi.com/guides/accounts/edge-cases.md): How to handle verification requirements, product limitations, and status changes. - [Funding Accounts](https://docs.methodfi.com/guides/accounts/funding.md): Setting up and verifying your corporate payment source. - [Supported Liability Types](https://docs.methodfi.com/guides/accounts/liability-types.md): The full range of consumer debt types Method supports. - [Account Lifecycle](https://docs.methodfi.com/guides/accounts/lifecycle.md): Account statuses, available products, and state transitions. - [Accounts](https://docs.methodfi.com/guides/accounts/overview.md): Liability and funding accounts — the financial objects at the heart of your product. - [Attributes](https://docs.methodfi.com/guides/additional-products/attributes.md): Structured credit health metrics for insights and recommendations. - [Card Brand](https://docs.methodfi.com/guides/additional-products/card-brand.md): Card product names and visual card art for trust and engagement. - [Credit Scores](https://docs.methodfi.com/guides/additional-products/credit-scores.md): Credit score retrieval and monitoring for financial wellness products. - [Payoffs](https://docs.methodfi.com/guides/additional-products/payoffs.md): Precise auto loan payoff quotes with per diem interest. - [Sensitive](https://docs.methodfi.com/guides/additional-products/sensitive.md): Gated access to full account numbers and sensitive account data. - [Vehicles](https://docs.methodfi.com/guides/additional-products/vehicles.md): Auto loan enrichment with VIN, make, model, and vehicle details. - [Core Concepts](https://docs.methodfi.com/guides/concepts.md): The mental model for Method's platform — objects, relationships, and data flow. - [How Connect Works](https://docs.methodfi.com/guides/connect/how-it-works.md): Soft-pull credit reports, auto vs manual discovery, and coverage. - [Connect — Account Discovery](https://docs.methodfi.com/guides/connect/overview.md): How Method discovers your users' complete liability picture. - [Handling Partial Results](https://docs.methodfi.com/guides/connect/partial-results.md): Designing for incomplete discovery results. - [Connect Subscriptions](https://docs.methodfi.com/guides/connect/subscriptions.md): Monitoring for new liabilities over time. - [Entity Errors — What Can Go Wrong and How to Handle It](https://docs.methodfi.com/guides/entities/errors.md): What can go wrong during Entity creation and how to handle it. - [Entity Lifecycle — From Creation to Active Use](https://docs.methodfi.com/guides/entities/lifecycle.md): From creation to active use — understanding Entity states and transitions. - [Entities — The Foundation of Every Integration](https://docs.methodfi.com/guides/entities/overview.md): What an Entity represents, why it matters, and how it maps to your users. - [Maximizing Verification Success](https://docs.methodfi.com/guides/identity-verification/maximizing-success.md): How to improve match rates and verification success through better data collection. - [Verification Methods](https://docs.methodfi.com/guides/identity-verification/methods.md): Choosing the right phone and identity verification approach for your integration. - [Verification Outcomes](https://docs.methodfi.com/guides/identity-verification/outcomes.md): Understanding the difference between Matched and Verified states. - [Identity Verification (IDV)](https://docs.methodfi.com/guides/identity-verification/overview.md): Why identity verification matters and how the two-step process works. - [Opal](https://docs.methodfi.com/guides/opal.md): Method's embedded UI for identity verification, account discovery, and more. - [What is Method](https://docs.methodfi.com/guides/overview.md): Method is the infrastructure layer for consumer liability data and payments. - [Payment Errors and Constraints](https://docs.methodfi.com/guides/payments/errors.md): Processing windows, posting timing, return codes, and idempotency. - [Payment Instruments](https://docs.methodfi.com/guides/payments/instruments.md): Reusable payment configurations for recurring and repeated payments. - [Payment Lifecycle](https://docs.methodfi.com/guides/payments/lifecycle.md): What your users should see as payments move through the system. - [Payments](https://docs.methodfi.com/guides/payments/overview.md): How Method moves money to pay down debt. - [Platform Fundamentals](https://docs.methodfi.com/guides/platform-fundamentals.md): Environments, authentication, data flow patterns, and webhooks. - [Quickstart](https://docs.methodfi.com/guides/quickstart.md): Get up and running with Method's four-step integration process. - [Handling Update Failures](https://docs.methodfi.com/guides/updates/failures.md): Recommended patterns for handling stale data and failed refreshes. - [Update Lifecycle](https://docs.methodfi.com/guides/updates/lifecycle.md): The four stages of an Update request. - [Updates](https://docs.methodfi.com/guides/updates/overview.md): How Method keeps account data fresh — snapshot vs direct sources. - [Update Subscriptions](https://docs.methodfi.com/guides/updates/subscriptions.md): Set-and-forget monitoring to keep account data current. - [Card Linking & Checkout](https://docs.methodfi.com/guides/use-cases/commerce/card-linking-checkout.md): Enrich connected cards with brand art, tokenize credentials for checkout, and build card-on-file experiences. - [Expense Tracking & Transactions](https://docs.methodfi.com/guides/use-cases/commerce/expense-tracking.md): Stream real-time transactions, manage spend across credit cards, and handle manual card entry for unsupported networks. - [Getting Started](https://docs.methodfi.com/guides/use-cases/commerce/getting-started.md): Create an entity, verify identity, and connect credit cards — the foundational 3-step flow for every commerce integration. - [Commerce](https://docs.methodfi.com/guides/use-cases/commerce/overview.md): Build card linking, checkout, fraud prevention, and wallet experiences with Method's card connectivity and tokenization infrastructure. - [Application Pre-fill & Qualification](https://docs.methodfi.com/guides/use-cases/lending/application-prefill.md): Pre-fill loan applications with verified liability data, pull real-time account details, and assess risk with credit health attributes. - [Debt Consolidation](https://docs.methodfi.com/guides/use-cases/lending/debt-consolidation.md): Discover eligible accounts, verify current balances, and disburse funds directly to creditors. - [Getting Started](https://docs.methodfi.com/guides/use-cases/lending/getting-started.md): Create an entity, verify identity, and discover all liabilities for a loan applicant. - [Lending](https://docs.methodfi.com/guides/use-cases/lending/overview.md): Products that support the full lending lifecycle from application to repayment. - [Portfolio Monitoring & Retargeting](https://docs.methodfi.com/guides/use-cases/lending/portfolio-monitoring.md): Subscribe to account updates and credit score changes to monitor borrower health and identify retargeting opportunities. - [Getting Started](https://docs.methodfi.com/guides/use-cases/pfm/getting-started.md): The universal 3-step flow for PFM integrations: create an entity, verify identity, and connect liabilities. - [Debt Dashboard & Credit Insights](https://docs.methodfi.com/guides/use-cases/pfm/monitoring-insights.md): Build real-time debt dashboards with account updates, card brand art, credit scores, and financial health attributes. - [Onboarding & Liability Discovery](https://docs.methodfi.com/guides/use-cases/pfm/onboarding-discovery.md): Identity verification options, liability discovery via Connect, ongoing connect subscriptions, and vehicle enrichment for auto loans. - [Digital Engagement & PFM](https://docs.methodfi.com/guides/use-cases/pfm/overview.md): Build comprehensive personal financial management experiences with Method's liability data, credit insights, and payment infrastructure. - [Transactions & Bill Pay](https://docs.methodfi.com/guides/use-cases/pfm/transactions-payments.md): Stream credit card transactions for spend management and initiate bill payments to your users' creditors. - [Overview](https://docs.methodfi.com/libraries/overview.md) - [Account Verification](https://docs.methodfi.com/opal/account_verification/overview.md) - [Card Connect](https://docs.methodfi.com/opal/card_connect/overview.md) - [Connect](https://docs.methodfi.com/opal/connect/overview.md) - [Opal Events](https://docs.methodfi.com/opal/events.md) - [Identity Verification](https://docs.methodfi.com/opal/identity/overview.md) - [Libraries](https://docs.methodfi.com/opal/libraries.md) - [Migration from Elements](https://docs.methodfi.com/opal/migration_guide.md) - [Overview](https://docs.methodfi.com/opal/overview.md): Method Opal - Next-generation embeddable financial components - [Quickstart](https://docs.methodfi.com/opal/quickstart.md): Get started with Method Opal in minutes - [Sessions](https://docs.methodfi.com/opal/sessions.md): Maintain state and user data across Opal interactions. - [Transactions](https://docs.methodfi.com/opal/transactions/overview.md) ## OpenAPI Specs - [package-lock](https://docs.methodfi.com/package-lock.json) - [openapi](https://docs.methodfi.com/openapi.yaml) Built with [Mintlify](https://mintlify.com).