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Improvements

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Performance & Infrastructure

  • Improved idempotency locking mechanism to handle simultaneous idempotent requests received across different regions / PoP.
  • Under-the-hood liability payment rail improvements to faster settlement time across all major FIs.
  • Card Brand has been optimized for increased success speed.
  • Expanded checks for invalid update payload from upstream data providers.

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Payment Coverage

  • Released new integration with SoFi Personal Loans for near real-time payment settlement speed.
  • Payment channels for Sallie Mae, US Bank, and AMEX have been revamped and optimized for speed of posting.
  • Additional personal loan payment channels have been enabled - improving payment coverage and speed to posting.
  • BMO Harris credit cards are now fully payable when account is connected via Method Connect.

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Developer Experience

  • micro_deposits verification sessions are now simulatable in dev.
  • Speed of micro_deposists simulation in dev environment has been increased.
  • Expanded Card Brand simulated response in dev environment.
  • Improved Student Loans updates documentation for dev environment responses.
  • Element now throws an error if any of the requested products are not enabled for the requesting team.

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Account Connectivity

  • Improved account update stability for Quicken Loans, Home Depot (Citi), Credit One, and other major FIs.
  • “Instant Link” verification was optimized across all networks.
  • Visual interaction during the manual Connect Element flow have been streamlined to optimize for conversion.

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Reporting

  • Daily emailed reconciliation reports now include the team name in the subject line.
    • e.g. (Method: Daily ACH Report) -> (Method: Daily ACH Report for ${team_name})

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SDK Updates

  • Released version 1.1.0 of Method Python client (method-python).
    • Request ID is now easily accessible via the last_response property - we highly recommend logging the request ID for faster issue resolution.
    • This update also includes security updates and test coverage expansion.
  • Released version 1.1.1 of Method Node.js client (method-node).
    • Request ID is now easily accessible via the last_response property - we highly recommend logging the request ID for faster issue resolution.
    • This update also includes security updates and test coverage expansion.