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Mode: account_verification
Opal Account Verification is a pre-built flow for verifying a specific account. It provides a secure, compliant way to verify a single, known account (for example, a specific credit card). account-verification-hero

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What this mode does

Account Verification drives a focused verification flow for a single, known account (for example, a specific credit card). You must pass the target account_id. Account Verification will automatically be invoked when needed (for example, during card_connect), or can be used as a standalone module.

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Parameters

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account_id
string
required
The account to verify.

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Create a token

You can create an account verification session token using one of the supported patterns:
  • Existing entity: provide entity_id + mode + account_verification
  • Create new entity: provide entity + mode + account_verification
  • Resume session: provide session_id only (omit mode and account_verification)

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Existing Entity

{
  "entity_id": "ent_...",
  "mode": "account_verification",
  "account_verification": { "account_id": "acc_..." }
}

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Create New Entity

{
  "entity": {
    "type": "individual",
    "individual": {
      "first_name": "Kevin",
      "last_name": "Doyle",
      "phone": "+15125551234"
    }
  },
  "mode": "account_verification",
  "account_verification": { "account_id": "acc_..." }
}

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Response

{
  "token": "otkn_...",
  "valid_until": "2025-06-10T22:50:53.024Z",
  "session_id": "osess_..."
}

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Launch Opal

  • React (Web)
  • React Native
import { OpalProvider, useOpal } from "@methodfi/opal-react";

function Screen() {
  const { open } = useOpal({ env: "dev", onEvent: (e) => {} });
  const start = async () => {
    const { token } = await getTokenFromBackend();
    open({ token });
  };
  return <button onClick={start}>Verify account</button>;
}
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