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Method Elements will no longer be supported or maintained beginning December 31st, 2025. We recommend using Method Opal for all new integrations. If you are currently using Elements, please reach out to your CSM to discuss your migration options.
To start using Connect, you will first need to create a Connect Element Token. There are a few different use cases that will determine what you pass to the endpoint.

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New Entities

If you do not have any identity information about your users, you will likely create a token using a payload similar to this: 
{
  "type": "connect",
  "connect": {
    "products": ["balance"],
    "entity": {
      "type": "individual",
      "individual": {}
    }
  }
}
This will return a token that you can use to create a new entity and connect their accounts. Fill in the products array with a list of the different products you want to connect (for example ["balance", "card"]).

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New Entities with Partial Information

If you have some information already about a given user (such as their name), you can pass that information into the individual object: 
{
  "type": "connect",
  "connect": {
    "products": ["balance"],
    "entity": {
      "type": "individual",
      "individual": {
        "first_name": "Kevin",
        "last_name": "Doyle"
      }
    }
  }
}
You can also pass in a user’s phone number, address, DOB, or the last 4 digits of their SSN to make the identity verification process faster.

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Using with Existing Entities

You can also pass in an existing entity_id: 
{
  "type": "connect",
  "entity_id": "ent_au22b1fbFJbp8",
  "connect": {
    "products": ["balance"]
  }
}

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Using with Existing Accounts

If you also have specific accounts you’d like to connect, you can pass the account ids: 
{
  "type": "connect",
  "entity_id": "ent_au22b1fbFJbp8",
  "connect": {
    "products": ["balance"],
    "accounts": ["acc_k8LAKDnED7kti", "acc_KUaFnxn7eUAeH"]
  }
}

curl https://dev.methodfi.com/elements/token \
  -X POST \
  -H "Method-Version: 2025-07-04" \
  -H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc" \
  -H "Content-Type: application/json" \
  -d '{
    "type": "connect",
    "connect": {
      "products": ["balance"],
      "entity": {
        "type": "individual",
        "individual": {
          "first_name": "Kevin",
          "last_name": "Doyle"
        }
      }
    }
  }'

{
  "element_token": "pk_elem_qPmypE9wwphr3WL3yTj7JhxjrPzAmK8G"
}
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