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Monetize with payment fees

Make money from each payment by charging a fee. Method support two types of payment fees:

  • Total fee - charging a flat fee on the payment.
  • Markup fee - charging a fee on top of Method's per-payment fee.
info

Accrued fee credits will be applied to your current month's invoice. If the sum of your fees is greater than your current month's invoice, you can choose to either keep them as credit for the next month's invoice, or choose to have Method transfer the credits directly to your bank account.

➡️ See the fee API reference for more details.


Total Fee

Charge a flat fee from the amount received by payment's destination account. If a total fee is applied to a payment, this payment will still be included as a billable item in your monthly invoice.

POST /payments
curl https://production.methodfi.com/payments \
-X POST \
-H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc" \
-H "Content-Type: application/json" \
-d '{
"amount": 5000,
"source": "acc_JMJZT6r7iHi8e",
"destination": "acc_AXthnzpBnxxWP",
"description": "Loan Pmt",
"fee": {
"type": "total",
"amount": 200
}
}'

The following equation explains how the total fee is applied to the payment based on the example request.

Received by destination = Payment - Total fee
$48.00 = $50.00 - $2.00
  • Accrued fee credit: $2.00
  • Included in monthly invoice: Yes

Markup Fee

Charge a fee on top of Method's per-payment fee from the amount received by payment's destination account. Since this type of fee already accounts for Method's per-payment fee, this payment will not be included in your monthly invoice.

POST /payments
curl https://production.methodfi.com/payments \
-X POST \
-H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc" \
-H "Content-Type: application/json" \
-d '{
"amount": 5000,
"source": "acc_JMJZT6r7iHi8e",
"destination": "acc_AXthnzpBnxxWP",
"description": "Loan Pmt",
"fee": {
"type": "markup",
"amount": 200
}
}'

The following equation explains how the markup fee is applied to the payment based on the example request.

Received by destination = Payment - Markup fee - Example Method per-payment fee
$47.00 = $50.00 - $2.00 - $1.00
  • Accrued fee credit: $2.00
  • Included in monthly invoice: No