{
  "id": "pmt_VeCfmkwGKb",
  "source": "acc_hmap9mbgfLcf9",
  "destination": "acc_YXDrjADGjC76U",
  "amount": 5000,
  "description": "Loan Pmt",
  "status": "pending",
  "estimated_completion_date": "2024-03-21",
  "source_trace_id": null,
  "source_settlement_date": "2024-03-15",
  "source_status": "pending",
  "destination_trace_id": null,
  "destination_settlement_date": "2024-03-21",
  "destination_payment_method": "paper",
  "destination_status": "pending",
  "reversal_id": null,
  "error": null,
  "metadata": null,
  "created_at": "2024-03-14T16:15:26.074Z",
  "updated_at": "2024-03-14T16:15:26.074Z"
}
A Payment is the transfer of funds from a source checking or savings bank account to a destination credit card, auto loan, mortgage, student loan, and more. All Payments are processed electronically between the source and destination, and take 2-3 business days depending on the receiving financial institution.

​
Cutoff Times

Payments are processed on business days (Monday - Friday), excluding US Banking Holidays.
  • Source processing windows: 10:30 AM, 1:30 PM, and 4:30 PM CST
  • Destination processing windows: 1:30 PM CST

​
Payment Objects

​
id
string
Unique identifier for the Payment.
​
source
string
The ID of an Account from which the Payment funds will be retrieved.
​
destination
string
The ID of an Account where the Payment funds will be sent to.
​
amount
number
The amount, in cents, of the Payment. (e.g. $1.00 = 100)
​
description
string
The Payment's description (maximum of 10 characters).
​
status
enum
Status of the Payment.
​
estimated_completion_date
string | null
An estimated date, in ISO 8601 format (YYYY-MM-DD), on which the Payment should be completed.
​
source_trace_id
string | null
The underlying ID for the bank transaction on the source Account relating to this Payment.
​
source_settlement_date
string | null
An estimated date, in ISO 8601 format (YYYY-MM-DD), on which the funds pulled from the source Account will be completed.
​
source_status
enum
The status of the pulling of funds from the source Account.
​
destination_trace_id
string | null
The underlying ID for the bank transaction on the destination Account relating to this Payment.
​
destination_payment_method
enum
The payment method used to process the Payment.
​
destination_settlement_date
string | null
An estimated date, in ISO 8601 format (YYYY-MM-DD), on which the funds sent to the destination Account will be completed.
​
destination_status
enum
The status of the push of funds to the destination Account.
​
reversal_id
string | null
The ID of an active Reversal.
​
fund_status
enum
A status indicating the flow of funds throughout the lifecycle of the Payment.
​
error
object | null
An object representing an error that occurred while processing this Payment. See Payment errors.
​
metadata
object | null
Additional data provided during creation. See metadata
​
created_at
string
Timestamp of when the Payment was created.
​
updated_at
string
Timestamp of when the Payment was last updated.
{
  "id": "pmt_VeCfmkwGKb",
  "source": "acc_hmap9mbgfLcf9",
  "destination": "acc_YXDrjADGjC76U",
  "amount": 5000,
  "description": "Loan Pmt",
  "status": "pending",
  "estimated_completion_date": "2024-03-21",
  "source_trace_id": null,
  "source_settlement_date": "2024-03-15",
  "source_status": "pending",
  "destination_trace_id": null,
  "destination_settlement_date": "2024-03-21",
  "destination_payment_method": "paper",
  "destination_status": "pending",
  "reversal_id": null,
  "error": null,
  "metadata": null,
  "created_at": "2024-03-14T16:15:26.074Z",
  "updated_at": "2024-03-14T16:15:26.074Z"
}