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POST
/
payments
curl https://production.methodfi.com/payments \
  -X POST \
  -H "Method-Version: 2025-07-04" \
  -H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 5000,
    "source": "acc_hmap9mbgfLcf9",
    "destination": "acc_YXDrjADGjC76U",
    "description": "Loan Pmt"
  }'

{
  "id": "pmt_VeCfmkwGKb",
  "source": "acc_hmap9mbgfLcf9",
  "destination": "acc_YXDrjADGjC76U",
  "amount": 5000,
  "description": "Loan Pmt",
  "status": "pending",
  "estimated_completion_date": "2024-03-21",
  "source_trace_id": null,
  "source_settlement_date": "2024-03-15",
  "source_status": "pending",
  "destination_trace_id": null,
  "destination_settlement_date": "2024-03-21",
  "destination_payment_method": "paper",
  "destination_status": "pending",
  "reversal_id": null,
  "error": null,
  "metadata": null,
  "created_at": "2024-03-14T16:15:26.074Z",
  "updated_at": "2024-03-14T16:15:26.074Z"
}
Creates a new Payment object. Payments are transmitted electronically by pulling funds from a source Account, and sending those funds to a destination Account. Payments are posted to the destination Account (settled) in 1-3 business days but may vary per FI (Financial Institution).

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Body

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Returns

Returns a Payment object. The Payment will be sent based on the cutoff times. The status of the Payment will be updated when the Payment is sent to our banking networks. For a dry run payment, no actual payment will be sent. 
curl https://production.methodfi.com/payments \
  -X POST \
  -H "Method-Version: 2025-07-04" \
  -H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 5000,
    "source": "acc_hmap9mbgfLcf9",
    "destination": "acc_YXDrjADGjC76U",
    "description": "Loan Pmt"
  }'

{
  "id": "pmt_VeCfmkwGKb",
  "source": "acc_hmap9mbgfLcf9",
  "destination": "acc_YXDrjADGjC76U",
  "amount": 5000,
  "description": "Loan Pmt",
  "status": "pending",
  "estimated_completion_date": "2024-03-21",
  "source_trace_id": null,
  "source_settlement_date": "2024-03-15",
  "source_status": "pending",
  "destination_trace_id": null,
  "destination_settlement_date": "2024-03-21",
  "destination_payment_method": "paper",
  "destination_status": "pending",
  "reversal_id": null,
  "error": null,
  "metadata": null,
  "created_at": "2024-03-14T16:15:26.074Z",
  "updated_at": "2024-03-14T16:15:26.074Z"
}