The Events API allows you to track both literal and computed changes to various Method resources, such as Attributes, Accounts, Credit Scores, and more. Events provide detailed insights into how data changes over time, helping teams monitor resource updates and interpret complex changes.
Literal events track specific updates to a resource. For example, if an account’s status transitions from active
to closed
, an account.closed
event will be triggered, showing the exact change.
Computed events are triggered when a meaningful interpretation is derived by comparing changes across multiple resources or combining several field changes. For example, the credit_score.increased
event is triggered when a new credit score record shows an increase compared to the previous record.
Event Objects
Unique identifier for the Event.
Type of event. An Account has been opened.
An Account has been closed.
A user's credit score has increased.
A user's credit score has decreased.
entity_attribute.credit_health_credit_card_usage.increased
Credit card usage has increased.
entity_attribute.credit_health_credit_card_usage.decreased
Credit card usage has decreased.
entity_attribute.credit_health_derogatory_marks.increased
Number of derogatory marks increased.
entity_attribute.credit_health_derogatory_marks.decreased
Number of derogatory marks decreased.
entity_attribute.credit_health_hard_inquiries.increased
Number of hard inquiries increased.
entity_attribute.credit_health_hard_inquiries.decreased
Number of hard inquiries decreased.
entity_attribute.credit_health_total_accounts.increased
Total number of accounts increased.
entity_attribute.credit_health_total_accounts.decreased
Total number of accounts decreased.
entity_attribute.credit_health_credit_age.increased
Credit age has increased.
entity_attribute.credit_health_credit_age.decreased
Credit age has decreased.
entity_attribute.credit_health_payment_history.increased
Payment history score has improved.
entity_attribute.credit_health_payment_history.decreased
Payment history score has decreased.
entity_attribute.credit_health_soft_inquiries.increased
Number of soft inquiries increased.
ID of the resource associated with the event.
Type of resource One of account
, attribute
, connect
or credit_score
A snapshot of the associated resource.
An object representing the differences/changes that occurred. The state before the change occurred.
The state after the change occurred.
Timestamp when the event was created.
Timestamp when the event was last updated.
{
"id" : "evt_7pPmytbXgWk7C" ,
"type" : "credit_score.increased" ,
"resource_id" : "crs_wXVk4MM7QWNnh" ,
"resource_type" : "credit_score" ,
"data" : "CreditScore" ,
"diff" : {
"before" : {
"id" : "crs_pn4ca33GXFaCE" ,
"entity_id" : "ent_au22b1fbFJbp8" ,
"status" : "completed" ,
"scores" : [
{
"score" : 724 ,
"source" : "equifax" ,
"model" : "vantage_3" ,
"factors" : []
}
]
},
"after" : {
"id" : "crs_wXVk4MM7QWNnh" ,
"entity_id" : "ent_au22b1fbFJbp8" ,
"status" : "completed" ,
"scores" : [
{
"score" : 741 ,
"source" : "equifax" ,
"model" : "vantage_3" ,
"factors" : []
}
]
}
},
"updated_at" : "2024-08-01T16:08:25.462Z" ,
"created_at" : "2024-08-01T16:08:25.462Z"
}