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The Account Attributes endpoint provides various credit health attributes for an Account. The Account Attributes endpoint is available as a:
TypeUse-Case
ProductOn-Demand view of an Account’s credit attributes.

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Attribute Objects

{
  "id": "acc_attr_cWBKqwVP87kim",
  "account_id": "acc_4m9amk4KFiaQX",
  "status": "completed",
  "attributes": {
    "usage_pattern": {
      "value": "revolver",
    },
    "utilization": {
      "value": 0.13
    },
    "interest_estimate_min": {
      "value": 5000
    },
    "interest_estimate_max": {
      "value": 6230
    },
    "account_standing": {
      "value": "major_delinquency"
    },
    "delinquent_period": {
      "value": "over_120"
    },
    "delinquent_outcome": {
      "value": "charge_off"
    },
    "delinquent_amount": {
      "value": 1200
    }
  },
  "error": null,
  "created_at": "2026-04-09T17:02:47.910Z",
  "updated_at": "2026-04-09T17:02:47.910Z"
}