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POST
/
simulate
/
entities
/
{entity_id}
/
credit_scores
/
{crs_id}
curl https://dev.methodfi.com/simulate/entities/{entity_id}/credit_scores/{crs_id} \
  -X POST \
  -H "Method-Version: 2025-12-01" \
  -H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc" \
  -H "Content-Type: application/json" \
  -d '{
    "scores": [
      {
        "score": 800,
        "source": "equifax",
        "model": "vantage_4",
        "factors": [
          {
            "code": "00034",
            "description": "Total of all balances on bankcard or revolving accounts is too high"
          },
          {
            "code": "00012",
            "description": "The date that you opened your oldest account is too recent"
          },
          {
            "code": "00063",
            "description": "Lack of sufficient relevant real estate account information"
          }
        ],
        "created_at": "2024-04-12T00:12:32.768Z"
      }
    ]
  }'

{
  "id": "crs_pn4ca33GXFaCE",
  "entity_id": "ent_au22b1fbFJbp8",
  "status": "completed",
  "scores": [
    {
        "score": 800,
        "source": "equifax",
        "model": "vantage_4",
        "factors": [
          {
            "code": "00034",
            "description": "Total of all balances on bankcard or revolving accounts is too high"
          },
          {
            "code": "00012",
            "description": "The date that you opened your oldest account is too recent"
          },
          {
            "code": "00063",
            "description": "Lack of sufficient relevant real estate account information"
          }
        ],
        "created_at": "2024-04-12T00:12:32.768Z"
      }
  ],
  "error": null,
  "created_at": "2024-04-12T00:12:30.228Z",
  "updated_at": "2024-04-12T00:12:41.303Z"
}

Documentation Index

Fetch the complete documentation index at: https://docs.methodfi.com/llms.txt

Use this file to discover all available pages before exploring further.

Credit Score simulations allow you to update pending Credit Scores with custom responses for entities in the development environment.
If no action is taken within 20 seconds of creating a credit score, it will automatically update with default data.

​
Path Parameters

​
Body

​
Returns

Returns the updated Credit Score object. 
curl https://dev.methodfi.com/simulate/entities/{entity_id}/credit_scores/{crs_id} \
  -X POST \
  -H "Method-Version: 2025-12-01" \
  -H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc" \
  -H "Content-Type: application/json" \
  -d '{
    "scores": [
      {
        "score": 800,
        "source": "equifax",
        "model": "vantage_4",
        "factors": [
          {
            "code": "00034",
            "description": "Total of all balances on bankcard or revolving accounts is too high"
          },
          {
            "code": "00012",
            "description": "The date that you opened your oldest account is too recent"
          },
          {
            "code": "00063",
            "description": "Lack of sufficient relevant real estate account information"
          }
        ],
        "created_at": "2024-04-12T00:12:32.768Z"
      }
    ]
  }'

{
  "id": "crs_pn4ca33GXFaCE",
  "entity_id": "ent_au22b1fbFJbp8",
  "status": "completed",
  "scores": [
    {
        "score": 800,
        "source": "equifax",
        "model": "vantage_4",
        "factors": [
          {
            "code": "00034",
            "description": "Total of all balances on bankcard or revolving accounts is too high"
          },
          {
            "code": "00012",
            "description": "The date that you opened your oldest account is too recent"
          },
          {
            "code": "00063",
            "description": "Lack of sufficient relevant real estate account information"
          }
        ],
        "created_at": "2024-04-12T00:12:32.768Z"
      }
  ],
  "error": null,
  "created_at": "2024-04-12T00:12:30.228Z",
  "updated_at": "2024-04-12T00:12:41.303Z"
}