{
  "id": "acc_attr_cWBKqwVP87kim",
  "account_id": "acc_4m9amk4KFiaQX",
  "status": "completed",
  "attributes": {
    "usage_pattern": {
      "value": "revolver",
    },
    "utilization": {
      "value": 0.13
    },
    "account_standing": {
      "value": "major_delinquency"
    },
    "delinquent_period": {
      "value": "over_120"
    },
    "delinquent_outcome": {
      "value": "charge_off"
    },
    "delinquent_amount": {
      "value": 1200
    }
  },
  "error": null,
  "created_at": "2025-02-03T03:20:43.482Z",
  "updated_at": "2025-02-03T03:20:43.482Z"
}

The Account Attributes endpoint provides various credit health attributes for an Account.

The Account Attributes endpoint is available as a:

TypeUse-Case
ProductOn-Demand view of an Account’s credit attributes.

​
Attribute Objects

​
id
string

Unique identifier for the AccountAttribute.

​
account_id
string

The ID of the associated Account.

​
status
enum

Status of the AccountAttribute.

​
attributes
object

An object containing various account level attributes.

​
error
object | null

An object representing an error that occurred while processing this AccountAttribute. See AccountAttribute errors.

​
created_at
string

Timestamp of when the AccountAttribute was created.

​
updated_at
string

Timestamp of when the AccountAttribute was last updated.

{
  "id": "acc_attr_cWBKqwVP87kim",
  "account_id": "acc_4m9amk4KFiaQX",
  "status": "completed",
  "attributes": {
    "usage_pattern": {
      "value": "revolver",
    },
    "utilization": {
      "value": 0.13
    },
    "account_standing": {
      "value": "major_delinquency"
    },
    "delinquent_period": {
      "value": "over_120"
    },
    "delinquent_outcome": {
      "value": "charge_off"
    },
    "delinquent_amount": {
      "value": 1200
    }
  },
  "error": null,
  "created_at": "2025-02-03T03:20:43.482Z",
  "updated_at": "2025-02-03T03:20:43.482Z"
}