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This API is only available on version 2025-07-04.
The CardProduct endpoint retrieves the Card Brands associated with a given Card Product. Each brand includes a details object with structured card details, including APRs, fees, rewards, and promotional offers.

CardProduct Objects

Webhook Payload

{
  "id": "pdt_17",
  "name": "Chase Freedom",
  "issuer": "Chase",
  "type": "specific",
  "brands": [
    {
        "id": "pdt_17_brd_1",
        "description": "Chase Freedom",
        "network": "visa",
        "network_tier": "signature",
        "default_image": "https://static.methodfi.com/card_brands/fb5fbd6a5d45b942752b9dc641b93d1f.png",
        "details": {
          "card_category": "cash_back",
          "purchase_apr_min": 18.99,
          "purchase_apr_max": 28.49,
          "cash_advance_apr_min": 29.99,
          "cash_advance_apr_max": 29.99,
          "annual_fee": 0,
          "late_payment_fee": 4000,
          "rewards": {
            "type": "cash_back",
            "program": "Chase Ultimate Rewards",
            "categories": [
              { "category": "other", "category_presentable": "Rotating quarterly categories (activation required)", "rate": 5, "unit": "percent", "cap": "$1,500/quarter then 1%" },
              { "category": "base_rate", "category_presentable": "All other purchases", "rate": 1, "unit": "percent", "cap": null }
            ]
          },
          "promotions": [
            {
              "type": "sign_up_bonus",
              "title": "$200 bonus",
              "description": "Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.",
              "value": 20000,
              "unit": "cents",
              "spend_requirement": 50000,
              "qualifying_period": { "value": 3, "unit": "months", "relative_to": "account_opening" },
              "expiration": null
            }
          ],
          "data_as_of": "2026-06-03"
        }
    },
    {
        "id": "pdt_17_brd_2",
        "description": "Chase Freedom",
        "network": "visa",
        "network_tier": "standard",
        "default_image": "https://static.methodfi.com/card_brands/6cb697528b0771f982f7c0e8b8869de3.png"
    }
  ]
}