The Attributes endpoint provides various credit health attributes for an Entity.
The Attributes endpoint is available as a:
| Type | Use-Case |
|---|
Product | On-Demand view of an Entity’s credit attributes. |
Attribute Objects
Unique identifier for the Attribute.
The ID of the associated Entity.
Status of the Attribute.
pendingThe Attribute is queued to be retrieved.
in_progressThe Attribute is being retrieved.
completedThe Attribute has successfully been retrieved.
failedThe Attribute failed to be retrieved.
An object containing various credit health attributes.
attributes.credit_health_credit_card_usage
Credit usage percentage.
attributes.credit_health_credit_card_usage.value
The value of the credit card usage.
attributes.credit_health_credit_card_usage.rating
The rating of the credit card usage.
excellentThe credit card usage is excellent.
goodThe credit card usage is good.
fairThe credit card usage is fair.
needs_workThe credit card usage needs work.
attributes.credit_health_derogatory_marks
Count of derogatory marks like collection records and public records.
attributes.credit_health_derogatory_marks.value
The value of the derogatory marks.
attributes.credit_health_derogatory_marks.rating
The rating of the derogatory marks.
excellentThe derogatory marks are excellent.
goodThe derogatory marks are good.
fairThe derogatory marks are fair.
needs_workThe derogatory marks need work.
attributes.credit_health_hard_inquiries
Count of hard inquiries.
attributes.credit_health_hard_inquiries.value
The count of hard inquiries.
attributes.credit_health_hard_inquiries.rating
The rating of the hard inquiries.
excellentThe hard inquiries are excellent.
goodThe hard inquiries are good.
fairThe hard inquiries are fair.
needs_workThe hard inquiries need work.
attributes.credit_health_total_accounts
Total number of open accounts.
attributes.credit_health_total_accounts.value
The count of total accounts.
attributes.credit_health_total_accounts.rating
The rating of the total accounts.
excellentThe total accounts are excellent.
goodThe total accounts are good.
fairThe total accounts are fair.
needs_workThe total accounts need work.
attributes.credit_health_credit_age
The average age of all open accounts.
attributes.credit_health_credit_age.value
The average age of credit accounts in months.
attributes.credit_health_credit_age.rating
The rating of the credit age.
excellentThe credit age is excellent.
goodThe credit age is good.
fairThe credit age is fair.
needs_workThe credit age needs work.
attributes.credit_health_payment_history
The percentage of on-time payments.
attributes.credit_health_payment_history.value
The percentage of on-time payments.
attributes.credit_health_payment_history.rating
The rating of the payment history.
excellentThe payment history is excellent.
goodThe payment history is good.
fairThe payment history is fair.
needs_workThe payment history needs work.
An object representing an error that occurred while processing this Attribute. See Attribute errors.
Timestamp of when the Attribute was created.
Timestamp of when the Attribute was last updated.
