Merchants are resources that represent a specific type of liability for a financial institution. Method supports the majority of the financial institutions in the U.S.

Financial institutions that offer multiple liability products are represented in Method as separate Merchants.

Ex. Capital One Credit Card (mch_301761) is different from Capital One Auto Loan (mch_301760)

Merchant Objects

id
string

Unique identifier for the Merchant.

parent_name
string

The presentable name of the financial institution

name
string

The presentable name of the Merchant.

logo
string

A URL to the Merchant's logo.

type
enum

The liability type supported by the Merchant. One of credit_card, auto_loan, student_loan, personal_loan or mortgage

provider_ids
object

Related IDs for this Merchant in third-party aggregators.

is_temp
boolean

A field indicating whether a Merchant will later mapped to a permanently managed Merchant. Temp Merchants are susceptible to change, and provide limited functionality.

Accounts associated with a temp Merchant will be updated once changes occur on the temp Merchant.

account_number_formats
string[]

A guiding list of formats for account numbers corresponding to this Merchant. No validation is done against this list.