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POST
/
simulate
/
payments
/
{pmt_id}
curl https://dev.methodfi.com/simulate/payments/pmt_rPrDPEwyCVUcm \
  -X POST \
  -H "Method-Version: 2025-07-04" \
  -H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc" \
  -H "Content-Type: application/json" \
  -d '{
    "status": "processing"
  }'

{
  "id": "pmt_rPrDPEwyCVUcm",
  "reversal_id": null,
  "source_trace_id": null,
  "destination_trace_id": null,
  "source": "acc_JMJZT6r7iHi8e",
  "destination": "acc_AXthnzpBnxxWP",
  "amount": 5000,
  "description": "Loan Pmt",
  "status": "processing",
  "error": null,
  "metadata": null,
  "estimated_completion_date": "2020-12-11",
  "source_settlement_date": "2020-12-09",
  "destination_settlement_date": "2020-12-11",
  "created_at": "2020-12-09T00:42:31.209Z",
  "updated_at": "2020-12-09T00:43:30.996Z"
}
Updates a Payment’s status.

​
Path Parameters

​
pmt_id
string
required
ID of the Payment

​
Body

​
status
enum
required
The next status to which the Payment should transition. See Payment Statuses.
​
error_code
enum
The desired Payment error code to simulate. Required when status is failed, or reversal_processing.
10001
Insufficient funds error.10002
Unauthorized Payment error.10003
Invalid Account error.10005
Unauthorized Source error.10006
Unauthorized Destination error.10007
Invalid Source error.10008
Invalid Destination error.10009
Rejected By Destination error.10010
Invalid Amount error.

​
Returns

Returns a Payment object with the updated status. 
curl https://dev.methodfi.com/simulate/payments/pmt_rPrDPEwyCVUcm \
  -X POST \
  -H "Method-Version: 2025-07-04" \
  -H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc" \
  -H "Content-Type: application/json" \
  -d '{
    "status": "processing"
  }'

{
  "id": "pmt_rPrDPEwyCVUcm",
  "reversal_id": null,
  "source_trace_id": null,
  "destination_trace_id": null,
  "source": "acc_JMJZT6r7iHi8e",
  "destination": "acc_AXthnzpBnxxWP",
  "amount": 5000,
  "description": "Loan Pmt",
  "status": "processing",
  "error": null,
  "metadata": null,
  "estimated_completion_date": "2020-12-11",
  "source_settlement_date": "2020-12-09",
  "destination_settlement_date": "2020-12-11",
  "created_at": "2020-12-09T00:42:31.209Z",
  "updated_at": "2020-12-09T00:43:30.996Z"
}