{
  "id": "crs_pn4ca33GXFaCE",
  "entity_id": "ent_au22b1fbFJbp8",
  "status": "completed",
  "scores": [
    {
      "score": 734,
      "source": "equifax",
      "model": "vantage_3",
      "factors": [
        {
          "code": "00034",
          "description": "Total of all balances on bankcard or revolving accounts is too high"
        },
        {
          "code": "00012",
          "description": "The date that you opened your oldest account is too recent"
        },
        {
          "code": "00063",
          "description": "Lack of sufficient relevant real estate account information"
        },
        {
          "code": "00016",
          "description": "The total of all balances on your open accounts is too high"
        }
      ],
      "created_at": "2024-04-12T00:12:32.768Z"
    }
  ],
  "error": null,
  "created_at": "2024-04-12T00:12:30.228Z",
  "updated_at": "2024-04-12T00:12:41.303Z"
}

The Credit Score endpoint returns the latest credit score and score factors for an Entity.

Enterprise customers can customize their credit score bureau and model selections. Contact your Method CSM for more information.

The Credit Score endpoint is available as a:

TypeUse-Case
ProductOn-Demand view of an Entity’s credit score.
SubscriptionContinuous near real-time updates on an Entity’s credit score. Webhook Payload

​
CreditScore Objects

id
string

Unique identifier for the CreditScore.

entity_id
string

The ID of the associated Entity.

status
enum

Status of the CreditScore.

scores
object[]

An array of score objects.

error
object | null

An object representing an error that occurred while processing this CreditScore. See CreditScore errors.

created_at
string

Timestamp of when the CreditScore was created.

updated_at
string

Timestamp of when the CreditScore was last updated.

​
Webhook Payload

The Webhook payload will contain the following information:

{
  "id": "string",
  "type": "credit_score.create" | "credit_score.update",
  "path": "/entities/<entity_id>/credit_scores/<crs_id>"
}

{
  "id": "crs_pn4ca33GXFaCE",
  "entity_id": "ent_au22b1fbFJbp8",
  "status": "completed",
  "scores": [
    {
      "score": 734,
      "source": "equifax",
      "model": "vantage_3",
      "factors": [
        {
          "code": "00034",
          "description": "Total of all balances on bankcard or revolving accounts is too high"
        },
        {
          "code": "00012",
          "description": "The date that you opened your oldest account is too recent"
        },
        {
          "code": "00063",
          "description": "Lack of sufficient relevant real estate account information"
        },
        {
          "code": "00016",
          "description": "The total of all balances on your open accounts is too high"
        }
      ],
      "created_at": "2024-04-12T00:12:32.768Z"
    }
  ],
  "error": null,
  "created_at": "2024-04-12T00:12:30.228Z",
  "updated_at": "2024-04-12T00:12:41.303Z"
}
Update an SNA VerificationCreate Individual Credit Scores