{ "id": "crs_pn4ca33GXFaCE", "entity_id": "ent_au22b1fbFJbp8", "status": "completed", "scores": [ { "score": 734, "source": "equifax", "model": "vantage_3", "factors": [ { "code": "00034", "description": "Total of all balances on bankcard or revolving accounts is too high" }, { "code": "00012", "description": "The date that you opened your oldest account is too recent" }, { "code": "00063", "description": "Lack of sufficient relevant real estate account information" }, { "code": "00016", "description": "The total of all balances on your open accounts is too high" } ], "created_at": "2024-04-12T00:12:32.768Z" } ], "error": null, "created_at": "2024-04-12T00:12:30.228Z", "updated_at": "2024-04-12T00:12:41.303Z"}
Credit Scores
The credit score endpoint
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{ "id": "crs_pn4ca33GXFaCE", "entity_id": "ent_au22b1fbFJbp8", "status": "completed", "scores": [ { "score": 734, "source": "equifax", "model": "vantage_3", "factors": [ { "code": "00034", "description": "Total of all balances on bankcard or revolving accounts is too high" }, { "code": "00012", "description": "The date that you opened your oldest account is too recent" }, { "code": "00063", "description": "Lack of sufficient relevant real estate account information" }, { "code": "00016", "description": "The total of all balances on your open accounts is too high" } ], "created_at": "2024-04-12T00:12:32.768Z" } ], "error": null, "created_at": "2024-04-12T00:12:30.228Z", "updated_at": "2024-04-12T00:12:41.303Z"}
The Credit Score endpoint returns the latest credit score and score factors for an Entity.
Enterprise customers can customize their credit score bureau and model selections. Contact your Method CSM for more information.
The Credit Score endpoint is available as a:
Type
Use-Case
Product
On-Demand view of an Entity’s credit score.
Subscription
Continuous near real-time updates on an Entity’s credit score. Webhook Payload
pending The CreditScore is queued to be retrieved.in_progress The CreditScore is being retrieved.completed The CreditScore has successfully been retrieved.failed The CreditScore failed to be retrieved.
equifax Equifax is the source used to pull the credit score.experian Experian is the source used to pull the credit score.transunion TransUnion is the source used to pull the credit score.
{ "id": "crs_pn4ca33GXFaCE", "entity_id": "ent_au22b1fbFJbp8", "status": "completed", "scores": [ { "score": 734, "source": "equifax", "model": "vantage_3", "factors": [ { "code": "00034", "description": "Total of all balances on bankcard or revolving accounts is too high" }, { "code": "00012", "description": "The date that you opened your oldest account is too recent" }, { "code": "00063", "description": "Lack of sufficient relevant real estate account information" }, { "code": "00016", "description": "The total of all balances on your open accounts is too high" } ], "created_at": "2024-04-12T00:12:32.768Z" } ], "error": null, "created_at": "2024-04-12T00:12:30.228Z", "updated_at": "2024-04-12T00:12:41.303Z"}