Credit Scores
Retrieve Individual Credit Scores
- Introduction
- Authentication
- Environments
- Idempotency
- Expanding Resources
- Request IDs
- Versioning
- Pagination
- Metadata
- Errors
- The entity endpoint
- POSTCreate an Individual
- POSTCreate a Corporation
- PUTUpdate an Entity
- GETList all Entities
- GETRetrieve an Entity
- Connect
- Verification Sessions
- Credit Scores
- Identities
- Products
- Subscriptions
- Consent
- The account endpoint
- POSTCreate an Account
- GETList all Accounts
- GETRetrieve an Account
- Updates
- Transactions
- Card Brand
- Payoffs
- Balances
- Sensitive
- Products
- Subscriptions
- Verification Sessions
- Consent
- The payment endpoint
- POSTCreate a Payment
- GETList all Payments
- GETRetrieve a Payment
- DELDelete a Payment
- Merchants
- Webhooks
- Reports
- Simulations (Dev)
- Health Check
API Reference
Entities
Accounts
Payments
Supporting Endpoints
Credit Scores
Retrieve Individual Credit Scores
GET
/
entities
/
{ent_id}
/
credit_scores
/
{crs_id}
curl https://production.methodfi.com/entities/ent_au22b1fbFJbp8/credit_scores/crs_pn4ca33GXFaCE \
-H "Method-Version: 2024-04-04" \
-H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc"
{
"id": "crs_pn4ca33GXFaCE",
"entity_id": "ent_au22b1fbFJbp8",
"status": "completed",
"scores": [
{
"score": 734,
"source": "equifax",
"model": "vantage_3",
"factors": [
{
"code": "00034",
"description": "Total of all balances on bankcard or revolving accounts is too high"
},
{
"code": "00012",
"description": "The date that you opened your oldest account is too recent"
},
{
"code": "00063",
"description": "Lack of sufficient relevant real estate account information"
},
{
"code": "00016",
"description": "The total of all balances on your open accounts is too high"
}
],
"created_at": "2024-04-12T00:12:32.768Z"
}
],
"error": null,
"created_at": "2024-04-12T00:12:30.228Z",
"updated_at": "2024-04-12T00:12:41.303Z"
}
Retrieves a Credit Score record for an Entity.
Path Parameters
ent_id
string
The ID of the entity.
crs_id
string
The ID of the CreditScore.
Returns
Returns an Entity’s CreditScore object.
curl https://production.methodfi.com/entities/ent_au22b1fbFJbp8/credit_scores/crs_pn4ca33GXFaCE \
-H "Method-Version: 2024-04-04" \
-H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc"
{
"id": "crs_pn4ca33GXFaCE",
"entity_id": "ent_au22b1fbFJbp8",
"status": "completed",
"scores": [
{
"score": 734,
"source": "equifax",
"model": "vantage_3",
"factors": [
{
"code": "00034",
"description": "Total of all balances on bankcard or revolving accounts is too high"
},
{
"code": "00012",
"description": "The date that you opened your oldest account is too recent"
},
{
"code": "00063",
"description": "Lack of sufficient relevant real estate account information"
},
{
"code": "00016",
"description": "The total of all balances on your open accounts is too high"
}
],
"created_at": "2024-04-12T00:12:32.768Z"
}
],
"error": null,
"created_at": "2024-04-12T00:12:30.228Z",
"updated_at": "2024-04-12T00:12:41.303Z"
}
curl https://production.methodfi.com/entities/ent_au22b1fbFJbp8/credit_scores/crs_pn4ca33GXFaCE \
-H "Method-Version: 2024-04-04" \
-H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc"
{
"id": "crs_pn4ca33GXFaCE",
"entity_id": "ent_au22b1fbFJbp8",
"status": "completed",
"scores": [
{
"score": 734,
"source": "equifax",
"model": "vantage_3",
"factors": [
{
"code": "00034",
"description": "Total of all balances on bankcard or revolving accounts is too high"
},
{
"code": "00012",
"description": "The date that you opened your oldest account is too recent"
},
{
"code": "00063",
"description": "Lack of sufficient relevant real estate account information"
},
{
"code": "00016",
"description": "The total of all balances on your open accounts is too high"
}
],
"created_at": "2024-04-12T00:12:32.768Z"
}
],
"error": null,
"created_at": "2024-04-12T00:12:30.228Z",
"updated_at": "2024-04-12T00:12:41.303Z"
}