Verification Methods

Phone verification is handled entirely within the Opal embedded UI. The user enters their phone number, receives a verification code, and enters it, all within a polished, pre-built interface. This is the fastest path to implementation and provides the most consistent user experience.

Method sends a verification code to the user’s phone, and your application collects and submits the code. Choose this if you want to integrate phone verification into your own custom UI while still having Method handle the SMS delivery.

The phone is verified in the background using carrier-level network signals, with no user interaction required. This provides the best user experience (the user doesn’t have to do anything), but availability depends on the user’s carrier and network conditions. Consider SNA as a primary method with SMS as a fallback.

You handle SMS delivery and verification entirely on your side and report the result to Method. Choose this if you already have a robust SMS verification system and want to maintain a single verification flow across your application.

Getting Started

Entities

Identity Verification

Connect

Accounts

Updates

Payments

Additional Products

Use Cases: Commerce

Use Cases: Lending

Use Cases: PFM