The Breadth of Supported Liability Types
Method supports an extensive range of liability types, reflecting the diversity of consumer debt in the real world. Supported types include:- Credit cards (from major national issuers to regional and community banks)
- Auto loans (from captive lenders like GM Financial and Toyota Motor Credit to banks and credit unions)
- Federal and private student loans
- Personal and installment loans
- Mortgages and home equity lines of credit (HELOCs)
- Collections accounts
- Medical debt
- Insurance premium obligations
- Utility accounts
- Buy Now Pay Later (BNPL) accounts
- Credit builder accounts
- Fintech-originated loans
- Other loan types
Not every liability type supports every Method product. For example, Payments may be available for credit cards and auto loans but not for certain utility or collections accounts. Card Brand data is only relevant for credit cards. Payoff quotes are specific to auto loans. Each account carries a list of available products so your application can adapt its UI and functionality based on what’s supported for each specific account.