Documentation Index
Fetch the complete documentation index at: https://docs.methodfi.com/llms.txt
Use this file to discover all available pages before exploring further.
Billing Lifecycle and Data Availability
Financial institutions determine which data fields are returned for Updates based on the cardholder’s billing lifecycle stage. The four common cardholder states:- Bill Created: A new statement has been generated. All billing fields are available.
- Bill Due: A payment is owed. Balance, minimum payment, and due date are present, but no last payment information has been reported yet.
- Bill Paid: A payment has been made. Last payment amount and date are available, but the next due date has not yet been generated.
- Dormant: The account is open but shows minimal activity. Typically only balance (and sometimes available credit) is returned.
| Field | Created | Due | Paid | Dormant |
|---|---|---|---|---|
| available_credit | ✓ | ✓ | ✓ | ✓ |
| balance | ✓ | ✓ | ✓ | ✓ |
| last_payment_amount | ✓ | ✓ | ||
| last_payment_date | ✓ | ✓ | ||
| next_payment_minimum_amount | ✓ | ✓ | ✓ | |
| next_payment_due_date | ✓ | ✓ |