Continuous Monitoring with Update Subscriptions
For products that need to keep data current without requiring users to manually refresh, Update Subscriptions provide a set-and-forget monitoring capability.- A direct Update subscription tells Method to periodically pull fresh data from the financial institution and deliver it to you via webhook as it becomes available. The refresh cadence depends on the institution and account type.
- A snapshot-only subscription delivers new data whenever the credit report refreshes (typically monthly), ensuring your baseline data stays current without manual intervention.
update.create and update.update webhook events to receive notifications when new Update data is available.
Subscriptions are essential for: dashboards and account overview screens that should always show reasonably current data, alerting systems that detect changes (missed payments, balance spikes, rate changes), progress tracking features that show debt paydown over time, and any feature where the user expects data to be fresh without taking action.
The combination of on-demand Updates for user-initiated actions and subscription-based Updates for background freshness gives you a complete data strategy.