Account Lifecycle and Status
Accounts move through a defined set of statuses that reflect their current state:| Status | Description |
|---|---|
| Active | The account is fully connected, verified (if applicable), and ready for use. All supported products are available. This is the normal operating state for most accounts. |
| Processing | The account is being set up or verified. For liability accounts, this may be a brief transitional state during discovery. For funding accounts, this typically means verification is in progress (e.g., waiting for micro-deposit confirmation). |
| Disabled | The account has been deactivated within Method. The account may still be active at the financial institution, but Method will not perform new operations on it. This can happen if the account is flagged for an issue or explicitly disabled by your team. |
| Closed | Method has detected that the account is closed at the financial institution. The debt may have been paid off, the card may have been canceled, or the loan may have been settled. No new operations are available, but historical data remains accessible. |