What this section covers
Method provides the infrastructure layer that digital lenders need to move from application intake through underwriting, loan funding, debt payoff, and post-funding monitoring, all through a single API layer. Instead of stitching together credit bureau pulls, payment rails, and account aggregation vendors, lending teams can use Method to power the entire lifecycle with real-time liability data and embedded payments. This spans both unsecured and secured products (personal loans, credit cards, mortgages, HELOCs, and auto) across two motions on the same data fabric: origination (pre-qualification, offer sizing, and direct payoff at funding) and portfolio intelligence (continuous monitoring to surface refinance, HELOC, CLI, and cross-sell opportunities before borrowers shop elsewhere).The borrower journey
Where to go next
Getting Started
Create an entity, verify identity, and discover all liabilities for a loan applicant.
Application & Qualification
Prefill applications, pre-qualify borrowers, and run CLI / repricing on real-time liability data.
Direct Pay
Disburse loan proceeds straight to creditors and turn direct payoff into a pricing lever.
Portfolio Intelligence
Monitor borrower liability, utilization, and delinquency signals continuously after origination.
Mortgage & HELOC
Qualify, size HELOC and refi offers, and target secured-lending customers on real-time data.